Comprehensive Services

Wealth Planning

• Define an ideal and acceptable lifestyle

• Identify sources of income

• Optimize spending and saving priorities

• Develop and implement your plan

Retirement & Income Solutions

• Implement retirement savings strategies

• Design tax efficient customized streams of income

• Recommend spending strategies

• Calculate required minimum distributions

• Identify Social Security and Medicare strategies

Portfolio Management

• Assess your current financial situation

• Implement custom strategies

• Employ cash flow strategies

• Identify short-term and long-term financial priorities

• Consolidate accounts and assets

Life Transitions Strategies

• Death of a loved one

• Job change

• Coping with Illness

• Marriage

• Birth of a child

• Sudden income

• Divorce

Risk/Insurance Planning

• Customized risk management

• Access life insurance and long-term care insurance

• Design wealth replacement strategies

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Liability Management

Through our Wells Fargo affiliates, you have access to banking and lending products and services, including:

• Securities-based financing

• Residential mortgages

• Home equity financing

• Business financing

• Credit cards

Estate Planning Strategies & Philanthropy*

• Review beneficiary and account titling

• Implement estate planning strategies and wealth transfer strategies

• Establish philanthropic and gifting techniques

Education Investment Planning

• Set up college savings accounts

• Implement 529 college savings plans

Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.

Charitable and Community Giving

• Discuss various charitable techniques

• Explore strategies to instill philanthropic values in the next generation

• Planning consultations

• With your chosen attorney

• With your chosen tax advisor

• With your family and loved ones

• Corporate trustee services

Coordination with CPA & Attorney*

• Coordinate collaborative meetings

• Review of legacy documents and tax returns

• Implement tax-efficient investing strategies

Wells Fargo Advisors Financial Network does not provide legal or tax advice.